Realm Stay Covered
Your healthcare doesn't have to disappear when employment changes. Coverage and support that goes wherever your career takes you.
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Whether you're a business owner, an employee, or a worker on the move — Realm was built for you.
Healthcare strategy that reduces costs, improves retention, and gives your team real support — not just a plan number to call.
Your healthcare doesn't have to disappear when employment changes. Coverage and support that goes wherever your career takes you.
Healthcare is complicated and navigating it alone shouldn't be the standard. Our advocates are real people ready to help you make sense of it all.
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Guaranteed-issue health, life, dental, vision, and more — at a price point less than your mortgage. No underwriting. No surprises.
See PlansFor most small and mid-sized businesses, healthcare feels unpredictable, expensive, and frustrating. Realm Health changes that.
Guaranteed issue. Low premiums. First dollar coverage. No underwriting required.
Realm Health Insurance Agency also provides access to association and individually underwritten plans that cover many of the same services available through customized group plans.
Cash benefits with streamlined flexibility from day one*
Benefits paid directly to you or your provider*
Coverage without coordination or offset of benefits*
Use cash benefits however they're needed most*
Protection for your spouse and children
No health questions. No underwriting.
*Does not apply to Dental and Vision plans or level funded medical plans.
Healthcare is complicated. Navigating it alone shouldn't be the standard. Our advocates are real people — not bots, not call centers — ready to help you make sense of it all.
If your employment changes, Realm doesn't disappear. Your plan, your support, and your coverage move with you — same day, zero gaps.
*Coverage through Realm Stay Covered is subject to application approval and dependent on plan.
Your dedicated Realm agent contacts you the moment your employment changes — not in a week.
Your coverage stays exactly the same. We simply update how it's administered so it belongs to you directly.
No employer required. Your healthcare belongs to you and stays with you wherever your career goes next.
*Coverage through Realm Stay Covered is subject to application approval and dependent on plan.
Whether you're leaving by choice or circumstance, coverage should never become a crisis.
Benefits that survive your turnover. When someone leaves, Realm handles their transition — and gets your replacement enrolled before day one.
OnDemand is Realm Health's centralized education and member portal — everything you need to understand your plan, use your benefits, and get support, all in one place.
Educational resources, Realm Health Webinars, and Realm Health Live sessions designed for members, employers, and those exploring Realm Health — providing valuable insights, practical guidance, and a better understanding of healthcare, benefits, and the solutions available to them.
Quick, easy-to-follow videos covering claims, provider searches, EOBs, hospital bills, benefits, healthcare costs, and more. Recorded by real Realm Health experts, these short videos provide practical answers and helpful guidance for members, employers, and anyone looking to better understand and navigate healthcare.
Helpful, education-first articles covering claims, EOBs, provider networks, healthcare costs, benefits, employer guidance, industry trends, and more. Created for members, employers, and those exploring their healthcare options, our content provides clear, practical information to help you better understand healthcare and make more informed decisions.
From enrollment to your first claim — and every confusing piece of mail in between — Realm Health OnDemand gives every member the clarity to navigate their healthcare with confidence.
Explore OnDemandEvery Realm member gets access to tools and advocates that make healthcare actually work in real life.
24/7 access to board-certified physicians in English or Spanish. Personalized treatment plans and coordinated care that removes barriers to access.
A simple phone call connects you with a real advocate who helps navigate billing disputes, find specialists, and resolve insurance issues — no runarounds.
All your benefits in one easy-to-use app. Access everything you need, when you need it — including same-day prescriptions.
Healthcare should not be for the elite. With Realm Health, you CAN afford coverage —
for yourself, your spouse, and your children — at a price point less than your mortgage.
A Realm advisor learns your business, team, and goals — no jargon, no pressure.
We find ways to simplify, protect, and improve your healthcare approach.
If it makes sense, we move forward — clearly and at your pace. No hard sell.
Our team is ready to help you find the right plan. Whether you have a question about enrollment, benefits, or pricing — we're just a message away. No obligation, no pressure.