Confidential  ·  No obligation  ·  Guaranteed issue
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Realm Stay Covered
Your healthcare doesn't
leave when you do.

If your employment changes, Realm doesn't disappear. Your plan, your support,
and your coverage move with you — same day, zero gaps.

*Coverage through Realm Stay Covered is subject to application approval and dependent on plan.

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Same day

Your dedicated Realm agent contacts you the moment your employment changes — not in a week.

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Same plan

Your coverage stays exactly the same. We simply update how it's administered so it belongs to you directly.

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Zero gaps

No employer required. Your healthcare belongs to you and stays with you wherever your career goes next.*

*Coverage through Realm Stay Covered is subject to application approval and dependent on plan.

How it works

Here's what happens when you leave a job.

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For employers & employees

Built for both sides of employment.

When you leave your job you shouldn't worry about healthcare. (For Employees)

Whether you're leaving by choice or circumstance, coverage should never become a crisis.

  • Keep your exact plan and coverage
  • Same Realm advocates in your corner
  • No COBRA confusion*


Benefits that survive your turnover. (For Employers)

When someone leaves, Realm handles their transition — and gets your replacement enrolled before day one.

  • Departing employees transition seamlessly
  • Replacement enrollment starts immediately
  • No administrative chaos on your end
  • Realm manages outreach for both sides
*Coverage through Realm Stay Covered is subject to application approval and dependent on plan.

Ready to get started?

Book a free consultation with a Realm specialist. We'll walk you through Stay Covered, answer every question, and make sure you're protected — no matter what your career looks like next.

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No commitment. No pressure. Just a real conversation.
Coverage through Realm Stay Covered is subject to application approval.

Everything you need to know (Common Questions)

Depending on your plan, when your employment changes, Realm transitions your coverage so your plan stays intact. Your licensed specialist walks you through all the details, including any billing updates.

The moment we're notified of an employment change, your assigned agent contacts you by call and text — no waiting, no figuring it out alone.

You can reach out to us directly at any time. Call, text, or email your agent and we'll activate Stay Covered immediately.

Yes. Spouses, dependents, and family coverage all transition with you. Your licensed specialist will walk through every detail during your free consultation.

Billing details are specific to your plan and situation. Your Realm specialist will walk you through exactly what changes and what stays the same during your free consultation.

Get In Touch

Have Questions About Your Coverage?

Our team is ready to help you find the right plan. Whether you have a question about enrollment, benefits, or pricing — we're just a message away. No obligation, no pressure.

  • Guaranteed issue — no medical underwriting required
  • Coverage starts on the first of the month after the date of enrollment
  • Licensed in 48 states. Realm Health and our agents are not licensed in NY and WA
  • Confidential — your information stays private