Small Business Owners Talk Real-World Healthcare
Small businesses are the backbone of American commerce — they build communities, create jobs, and keep local economies moving. But when it comes to healthcare, many small and mid-sized business owners face the same hard question:
“Can I really afford to offer my team health insurance?”
At Realm Health, we hear this every day. And the truth is, most small businesses can — especially with the right partner.
Here’s a story you might overhear at a local Chamber of Commerce mixer — two small business owners comparing notes on what happened when one of them took the leap.
The Conversation
Jenna runs a plumbing company with ten employees. Mark owns a small transportation business with twenty-five drivers. Both have battled high turnover and rising costs. But one key difference? Jenna called Realm Health.
Jenna:
“Hey Mark, I heard you were looking into employee benefits. How’s that going?”
Mark:
“It’s been rough. Every plan looks expensive, and I keep asking myself — is it really worth it for a business my size?”
Jenna:
“I used to think the same thing. I figured healthcare benefits were only for big corporations — until I talked to Realm Health. Offering an affordable group health plan turned out to be one of the best business decisions I’ve ever made.”
Mark:
“I’m listening…”
Jenna:
“My employees are my most valuable asset, and I wanted to keep them. Before I had healthcare benefits, turnover was killing my bottom line. Good employees left for companies that offered coverage, and replacing them was a constant drain.
Since switching to a Realm Health plan, retention’s gone up — way up. My business is more stable and my team is happier.”
Mark:
“I get it. I have the same problem with drivers leaving for bigger companies.”
Jenna:
“That’s the thing — people don’t expect small businesses to offer healthcare. When you do, it earns loyalty fast. My crew sees that I care about their well-being, not just their work. Productivity’s up, morale’s great, and I’m not constantly hiring replacements.”
Mark:
“Okay, but what about the cost? That’s my biggest worry.”
Jenna:
“Realm Health customized a plan that fit my budget. Their primary carrier hasn’t raised premiums in nearly six years, and the onboarding process was simple. Their account managers know my plan inside and out, and customer service helps my team directly — no jargon, no AI bots, no offshore call centers.”
Mark:
“So I wouldn’t need to hire someone just to manage benefits?”
Jenna:
“Exactly. Realm handles the HR heavy lifting — compliance, enrollment, payroll deductions — everything. I can focus on running my business. Plus, when I’m hiring, offering health insurance makes us stand out. Candidates are shocked we provide coverage. It’s a huge competitive advantage.”
Mark:
“Retention, morale, easier hiring… that’s real value. Maybe it’s not just a cost — it’s an investment.”
Jenna:
“Exactly! Healthy employees miss fewer days, productivity rises, and I even qualify for small business tax credits that cut overall costs. Realm Health helped me unlock benefits I didn’t even know I had access to.”
Mark:
“You should be on their sales team.”
Jenna (laughing):
“Nope — just a happy client. But you should call them. I had a quote the next day, and coverage was active within a week. No underwriting, no headaches. Just results.”
Mark (pulling out his phone):
“Alright. You convinced me.” dials 844.802.3842 “Hi, Realm Health? I think I’m ready to talk options.”
Why Small Business Owners Choose Realm Health
Don’t just take Jenna’s word for it — thousands of small business owners across the country are discovering how Realm Health makes affordable healthcare possible.
Here’s what sets Realm apart: